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Personal Loan
Whether you are working on a personal project, want to pay your bills or just acquire an item you always wanted, a personal loan can provide instant help.
Benefits of a Personal Loan
with ABK Leasing
Flexible Loan Tenure
Fast approval
Quick Loan Processing
Minimum Credit Requirements
Private & Confidential
Whether you are working on a personal project, want to pay your bills or just acquire an item you always wanted, a personal loan in Singapore can help. Every personal loan can be adapted to your needs, and you can request the amount of money that you need.
Whether you need money for your career advancement, tech or personal products, we are always here to help every step of the way. You can apply for a personal loan just within a few minutes, and we will be ready to help.
Once you complete the loan application, we will reply within a few hours with our answer, and then we can provide you with the funds right away. We offer a monthly installment personal loan that’s efficient, reliable and easy to use as well. As a licensed money lender Singapore, it’s crucial for us to deliver the best value and results, while bringing in the utmost attention to detail.
If you always needed a personal loan quickly, don’t hesitate and contact us today. We have a monthly flexible repayment plan that you can adjust to your needs, and we are excited to help you fulfill your project
HOW IT WORKS
APPLY WITH MYINFO
Submit application via SingPass retrieve your information via MyInfo directly. Faster and easier way to submit application.
BOOK APPOINTMENT
Received in-principal approval within the same business day. Book your appointment with us.
COLLECT YOUR FUNDS
Visit us at our outlet, you can directly obtain your cash from us or via PAYNOW
FAQ
Frequently Ask Questions
Read our frequently asked questions for fast answers
Yes, you must be at least 21 years old.
Yes, there is a total maximum amount that you may borrow at any time across all moneylenders in Singapore.
For Singaporeans / PR:
-If your annual income is less than $20,000, you are eligible for a loan of up to $3,000.
-If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.
For foreigners:
– If your annual income is less than $10,000, you are eligible for a loan of up to $500.
– If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to $3,000.
- If your annual income is $20,000 and above, you are eligible to loan up to 6 times your monthly income.
No. Employment verification should be supported by CPF contribution history or consecutive payslips.
For locals, we require:
- NRIC
- Applicants must know their Singpass login credentials to access their CPF, HDB or IRAS statements at our office.
- Proof of income: CPF contribution history, latest 3 months payslips, etc.
- S Pass, Employment Pass (EP), Work Permit (WP) or Long Term Visit Pass
- Passport
- Employment contract
- Most recent three months of pay slips
- Tenancy agreement
- ACRA Business Profile
- P&L statement
- ACRA Income Tax Reporting Summary
- Proof of incoming funds
- Most recent six months of business bank statement
Yes, businesses have to be registered or carrying on business for at least 1 year.
As a prerequisite of applying for a loan, applicants are required to login with their Singpass onto CPF, HDB or IRAS web portals for verification purposes. However, DO NOT divulge your User ID, Passwords, PIN, SMS OTP to anyone.
Our staff will not required such information from clients.