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No matter if you are a first-timer considering taking a personal loan from a licensed moneylender or a regular customer of a legal moneylender, this article is still worth spending some time on.

First of all, we all understand sometimes we’d like urgent cash flow for certain expenses, for example, school fees, medical bills, or travel expenses. When the bill comes, we will need to prepare one lump sum for the bills. Daily expenses and bills in Singapore are not low, based on the CNA news in 2021, Singapore is one of the most expensive cities in the world.